Privacy Policy

Last Updated: May 1, 2026

1. Introduction

ClearPath Loans ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website (clearpathloansdemo.com) and use our loan-matching service.

Important: We are not a lender. We are a loan-matching platform that connects you with licensed third-party lenders.

2. Information We Collect

Information You Provide Directly

• Application Data: When you complete our form, we collect your name, email, phone number, state, annual income range, and requested loan amount.
• Communication Data: Information you provide when contacting us via email, phone, or support channels.

Automatically Collected Information

• Device Information: Browser type, device type, operating system, IP address.
• Usage Data: Pages visited, time spent, referral source, clicks, and interactions.
• Cookies & Tracking: We use cookies and similar technologies to enhance your experience and understand usage patterns.

3. How We Use Your Information

We use your information to:

• Match you with licensed lenders in our network
• Process and respond to loan inquiries
• Contact you about loan offers (only if you consent via the TCPA checkbox)
• Improve our website and service
• Comply with legal and regulatory obligations
• Detect and prevent fraud

4. How We Share Your Information

Information Shared with Lenders

When you submit our form and provide consent, we share your application data with our network of licensed lenders to facilitate loan offers. This includes your name, contact information, income, and loan request.

Other Disclosures

• Service Providers: Payment processors, analytics providers, email service providers (data processors only).
• Legal Requirements: If required by law, subpoena, court order, or government request.
• Fraud Prevention: If necessary to protect against fraud or illegal activity.

We do NOT sell your information to third parties outside of our licensed lender network for loan matching purposes.

5. TCPA & Contact Consent

By checking the consent box on our form, you expressly authorize ClearPath Loans and its lender partners to contact you via:

• Telephone (including automated dialing systems and pre-recorded messages)
• SMS/text messages
• Email

You may opt out at any time by visiting our Opt-Out page or emailing optout@clearpathloansdemo.com. Opting out does not affect any legal obligation you may have to existing lenders.

6. Data Security

We implement industry-standard security measures including SSL/TLS encryption, secure data storage, and limited access controls. However, no transmission over the internet is 100% secure. We cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, and resolve disputes. Typically, we retain application data for 3 years unless required by law to retain longer.

8. Your Rights & Choices

• Access: You may request a copy of the personal information we hold about you.
• Correction: You may request correction of inaccurate information.
• Deletion: You may request deletion of your data (subject to legal retention requirements).
• Opt-Out: You may opt out of marketing communications and lender contact.

To exercise these rights, contact us at privacy@clearpathloansdemo.com.

9. California Consumer Privacy Act (CCPA)

If you are a California resident, you have the right to:

• Know what personal information is collected
• Know whether personal information is sold or disclosed
• Delete personal information collected
• Opt-out of the sale of personal information

We do not sell personal information in exchange for money. However, we do share information with lenders for loan matching, which may be considered a "sale" under CCPA. You may opt out by visiting our Opt-Out page.

10. Children's Privacy

Our service is not intended for individuals under 18 years old. We do not knowingly collect information from children. If we discover we have collected information from a child, we will delete it immediately.

11. Third-Party Links

Our website may contain links to third-party sites. We are not responsible for the privacy practices of external sites. Please review their privacy policies before providing personal information.

12. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our service constitutes acceptance of the updated policy.

13. Contact Us

If you have questions about this Privacy Policy or our privacy practices, contact us at:

ClearPath Loans
123 Financial Way, Suite 400
Austin, TX 78701
📧 privacy@clearpathloansdemo.com
📞 (800) 555-0100