Important: We are not a lender. We connect you with a network of licensed lenders. Max APR: 35.99%  |  Loan terms: 90 days – 60 months  |  Amounts: $500 – $35,000  |  Not available in all states.

Personal & Installment Loans
Up to $35,000

We match you with a network of licensed lenders offering affordable installment loans with fixed monthly payments — no surprises.

Loan terms from 90 days to 60 months Max APR 35.99% $500 – $35,000 Fixed monthly payments
Loan Amount
$500 – $35,000
Loan Term
90 days – 60 months
Maximum APR
35.99%
Minimum Term
61 days

How It Works

Three simple steps to get connected with a licensed lender.

1

Fill Out One Form

Tell us how much you need and basic information. Takes about 3 minutes.

2

Review Lender Offers

We share your request with our licensed lender network. You review any offers — no obligation.

3

Accept & Receive Funds

If you accept a lender's offer, funds are typically deposited within 1–5 business days.

Representative Cost Example

Loan Amount APR Term Monthly Payment Total Repayment Total Cost of Credit
$1,000 29.00% 12 months $96.25 $1,155.00 $155.00
$3,000 29.00% 24 months $168.64 $4,047.36 $1,047.36
$5,000 35.99% 36 months $216.71 $7,801.56 $2,801.56

These are representative examples only. Your actual APR, payment, and total repayment will depend on your creditworthiness, loan amount, and the specific lender. Rates shown are not guaranteed and may vary. Minimum loan term is 61 days. Maximum APR is 35.99%.

Loan Types Available

Our lender network offers several installment-based personal loan products. All loans have fixed repayment terms of at least 61 days.

💼

Personal Installment Loans

Flexible personal loans for a variety of needs — debt consolidation, home improvements, medical expenses, and more.

  • $500 to $35,000
  • 12 to 60 month terms
  • Fixed monthly payments
  • APR up to 35.99%
🏗️

Bad Credit Personal Loans

Lenders in our network may consider applicants with less-than-perfect credit history. Credit score is one of many factors.

  • $500 to $15,000
  • 90-day to 36-month terms
  • Fixed scheduled payments
  • Responsible underwriting
📋

Debt Consolidation Loans

Combine multiple higher-rate balances into a single, manageable installment loan with one monthly payment.

  • $2,000 to $35,000
  • 24 to 60 month terms
  • Single fixed payment
  • No prepayment penalties (varies by lender)

Fees & Charges Disclosure

Fees vary by lender. Below are the typical fee ranges you may encounter across our lender network. Your loan agreement will state all applicable fees before you sign.

Origination Fee
1% – 8% of loan amount
Late Payment Fee
$15 – $30 or 5% of payment
NSF / Returned Payment Fee
$15 – $30 per occurrence
Prepayment Penalty
None (varies by lender)

Late Payment Implications

  • Late payments may result in additional fees as disclosed in your loan agreement.
  • Missing payments can negatively impact your credit score and credit history.
  • Continued non-payment may result in the lender referring your account to a collections agency.
  • In some states, lenders may pursue legal action to recover the outstanding balance.
  • If you are struggling to make payments, contact your lender immediately to discuss hardship options.
State Availability Notice: Our lender matching service is not available in all U.S. states. Loan products, maximum loan amounts, minimum and maximum terms, and APRs may vary significantly by state due to applicable state laws and regulations. Residents of certain states may not be eligible for any loan offers through our network. You will be notified during the application process if service is unavailable in your state.

Check Your Rate

Checking eligibility does not affect your credit score. Complete the form to be matched with licensed lenders.

Express Written Consent & Communication Authorization

By submitting this form, you agree to receive communications from ClearPath Loans and its lender partners. Please read and check the box below:

ClearPath Loans is not a lender. We are a loan-matching service that connects applicants with a network of independently licensed third-party lenders. Submitting this form does not guarantee a loan offer. All lending decisions are made solely by the lender. Submitting this form may result in multiple lenders contacting you. See our Privacy Policy for details on how we share your information.